Financial Controlling & CFO

Management reporting, KPIs, budgets and cash-flow forecasts - CFO-level insight for Estonian SMEs and startups without a full-time hire.

Core Offerings

  • Cash-flow monitoring & 30/60/90-day forecasting
  • Budget vs. actual tracking & reforecasting
  • Cost/profit-centre & unit-economics analysis
  • KPI dashboards & management reporting
  • Investor- and grant-ready financial packages
  • Open, editable models - no black boxes

Financial Controlling & Outsourced CFO

Bookkeeping tells you what already happened. Controlling tells you what to do about it. We give Estonian SMEs, startups and scaling companies CFO-level financial insight - clear models you can open, question and edit, and an expert who talks the results through with you every month. No black boxes, no jargon, no full-time CFO salary.

It suits founders who need a financial sparring partner, SMEs that have outgrown a spreadsheet, and startups preparing to raise or report to investors.

What Controlling Gives You

  • A forward view - where cash will be in 30, 60 and 90 days, not just where it was
  • Early warnings - a margin slipping or a cost centre drifting, caught while you can still act
  • Decisions, not just data - every report ends with what it means and what to do

Monthly Management Reporting

  • Reconciliation of bank statements against the accounting records
  • Budget-versus-actual with plain-language variance explanations
  • Cost- and profit-centre allocation, and break-even by product line
  • Bilingual reports (Estonian / English / Russian)

Budgeting & Forecasting

  • Annual budget aligned with your Estonian financial year
  • Quarterly reforecasting based on actual performance
  • Cash-flow forecasting and liquidity-risk assessment
  • Working-capital and gross-margin analysis by product and market

KPIs & Unit Economics

We build the handful of metrics that actually run your business - revenue per client, CAC/LTV, utilisation, contribution margin - into a dashboard you check at a glance, so you steer on signal, not on gut.

When You Need It - and How It Connects

Controlling pairs naturally with our annual reporting and bookkeeping: the same clean data feeds your statutory filings and your management decisions, so there is no second set of books and no reconciliation surprises in June.

How We Work

  1. Data (1st–5th) - you share bank statements, invoices and payroll; we request sales forecasts and inventory updates.
  2. Analysis (6th–15th) - we build and update the models, then a video call to discuss findings.
  3. Delivery (16th–20th) - a report with the 30/60/90-day cash forecast, metrics vs. budget, and clear, actionable recommendations.

Why Choose ProfBalance

  • Estonian market focus - local benchmarks for manufacturing and SaaS, and knowledge of EAS/KredEx grant requirements.
  • Transparent - all models open and editable; a fixed monthly fee, never a % of revenue.
  • Decision-ready - documentation prepared for annual reports, Tax Board inquiries and investor due diligence.

Frequently asked questions

Do I need a full-time CFO?
Most SMEs and startups don’t. Regular controlling gives you CFO-level visibility - forecasts, KPIs and budget tracking - for a fraction of a full-time salary. You get the insight and the sparring partner without the headcount, and you can scale the depth up or down as the business changes.
What do I receive each month?
A concise management report with a cash-flow forecast, a budget-versus-actual comparison and your key metrics, plus a call to talk through what the numbers mean and what to do next. Every model is open and editable - you can question and change any assumption.
Does this replace bookkeeping?
No - controlling builds on top of statutory accounting. It works alongside our bookkeeping or your existing accountant: we take the ledger and turn it into decisions.
Is it useful for a startup raising money?
Very. We build investor-ready packages - a clean P&L, cash runway, burn rate and a defensible forecast - that stand up in due diligence, and we speak the same language as your investors in English, Estonian or Russian.
Can you help with EAS / KredEx grant reporting?
Yes. We know the documentation Estonian grant programmes expect and prepare the financial parts so reporting doesn’t stall your funding.
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