Financial Controlling & CFO
Management reporting, KPIs and cash flow forecasts — CFO-level insight without a full-time hire
Core Offerings
- Cash flow monitoring & forecasting
- Cost/profit center analysis
- Budget vs. actual tracking
- KPI development & reporting
- Investor-ready financial packages
Hands-On Financial Control
Financial controlling for Estonian SMEs and startups: clear models you can open, question and edit — and an expert who talks the results through with you.
Monthly Financial Reviews
- Reconciliation of bank statements with accounting records
- Departmental cost allocation
- Break-even analysis for product lines
Budget Management
- Annual budget preparation (aligned with Estonian fiscal year)
- Quarterly reforecasting based on actual performance
- Variance explanations (Estonian/English bilingual reports)
Strategic Analytics
- Working capital optimization
- Gross margin analysis by product/market
- Liquidity risk assessments
Compliance Integration
- Linkage with statutory accounting (KMD/TSD filings)
- Audit preparation support
How We Work
Data Collection (1st-5th of month):
- You provide: Bank statements, invoices, payroll reports
- We request: Sales forecasts, inventory updates
Analysis (6th-15th):
- Financial model building and updates
- Video call to discuss findings
Delivery (16th-20th) — PDF report includes:
- Cash flow forecast (30/60/90 days)
- Key metrics vs. budget
- Actionable recommendations
Why It Works
Estonian Market Focus
- Localized benchmarks for manufacturing/SaaS sectors
- Knowledge of EAS/KredEx grant requirements
Transparent Process
- No black boxes — all models open and editable by the client
- Fixed monthly fees (not a % of revenue)
Regulatory Alignment — we prepare documentation for:
- Annual reports (Äriregister)
- Tax authority inquiries
- Investor due diligence
Frequently asked questions
Do I need a full-time CFO?
Most SMEs don’t. Regular controlling gives you CFO-level visibility — forecasts, KPIs and budget tracking — without the cost of a full-time hire.
What do I receive each month?
A report with a cash flow forecast, budget-versus-actual comparison and your key metrics, plus a call to discuss the findings.
Does this replace bookkeeping?
No — controlling builds on top of statutory accounting. It works alongside our bookkeeping services or your existing accountant.